Animal husbandry extends to animals as well as pets.
This week, a couple in South Carolina has a new option for pet owners that may make the difference between a long-term pet loan or a one-time one.
They’re talking to a local financial institution about a $5,000 loan for a 10-week-old lab.
“They want to know if I can take care of the lab for free, but that’s something we can do if we can afford it,” said Amanda and John McIlroy.
“We want to make sure that it’s something that’s going to last us through the whole thing.”
They’re also trying to get a loan from an animal rescue group.
“It would take an awful lot of money to rescue an animal, so we’re looking at other options that can be available to us,” Amanda said.
The couple has a 10 year-old Lab named Lucky who’s a member of the group Rescue the Lab.
“I’ve got my own little house, and Lucky loves it,” Amanda explained.
“He loves going outside.
I know he’ll be out playing with other animals, but he’s also very smart.”
They’ve got a few other pet supplies, including an iPhone, an iPad and a camera that can snap photos of the family’s dog and cat.
This week, they went to the local bank to try to figure out if they can get a one year loan.
They told the bank they can pay it off over the course of three years.
They asked if they could use the money to help with the cost of the new lab, and the bank said no.
They said they’d get a credit line if they found a suitable home.
But when they called the bank, they got a call back saying the bank doesn’t have any animals in its portfolio.
In South Carolina, a family that has a pet loan can qualify for a credit card or a home equity line of credit.
The couple, who are from Pennsylvania, said they have a few reasons for getting the loan.
First, they’re looking to help them get through a difficult time.
They don’t want to take on more debt because they don’t have a pet.
“I’m a very responsible person,” Amanda McIlry said.
The McIloys said their current mortgage is not bad, but they said they’re also looking at refinancing their mortgage and getting a loan with a higher interest rate. “
But we have other options we can put aside, like our credit card, which we’ve been doing for a couple of years.”
The McIloys said their current mortgage is not bad, but they said they’re also looking at refinancing their mortgage and getting a loan with a higher interest rate.
But Amanda said she thinks there are better options out there.
I don’t know if it’s going be cheaper than paying someone to take care,” she said.
John said he was trying to figure that out.
For a one time, he’s got a loan for $5k.
The McIuloys said they are considering making a second loan to cover the cost. “
If we can pay the mortgage off and make the loan affordable, we’ll take it,” he said.
The McIuloys said they are considering making a second loan to cover the cost.
What’s next for the McIlores?
“I want to do more research into the rescue group,” John said.
He’s going through a bankruptcy process to get out of debt.
“So we want to get it done, and if we don’t, I’m not worried about that,” Amanda added.
“My family is very well-prepared, and I’m ready to go to the next step.”